Bank Account Closure Request Application (with Samples & PDFs)
I have listed sample templates to help you craft an effective and professional bank account closure request application.
Also, I would like to point out that you can also download a PDF containing all the samples at the end of this post.
Bank Account Closure Application Request
First, find the sample template for bank account closure request application below.
To,
The Branch Manager,
[Bank Name],
[Branch Address],
Subject: Request for Closure of Bank Account
Dear Sir/Madam,
I, [Your Full Name], am writing this letter to bring to your kind attention that I wish to close my bank account with your esteemed bank. The details of my account are as follows:
Account Name: [Your Full Name]
Account Number: [Your Bank Account Number]
Account Type: [Savings/Current]
Due to some personal reasons, I am unable to continue with this account and hence, I request you to kindly process my request for closure at the earliest. I assure you that there are no dues or outstanding payments to be made from my end.
I understand that this process will involve the settlement of any interest or charges applicable. I will cooperate fully during this process and provide any further information required.
I request you to kindly proceed with the closure and provide me with a confirmation when the entire process is complete. All the necessary documents, cheque book, ATM card etc., related to this account will be returned to your bank promptly.
Thank you for your understanding and cooperation in this matter.
Yours faithfully,
[Your Full Name]
[Your Contact Number]
[Your Email Address]
[Date]
Below I have listed 5 different sample applications for “bank account closure request application” that you will certainly find useful for specific scenarios:
Application for Closing Bank Account Due to the Demise of the Account Holder
To,
The Branch Manager,
[Bank Name],
[Branch Address],
Subject: Application for Closing Bank Account Due to the Demise of the Account Holder
Respected Sir/Madam,
I am writing this application to inform you about the sad demise of my [relation to the deceased, e.g., father], Mr./Mrs. [Deceased Account Holder’s Name], who held a savings/current account in your bank with the account number [Account Number]. Unfortunately, he/she passed away on [Date of Death] due to [Cause of Death, if comfortable sharing].
As the legal heir and nominee of the deceased account holder, I kindly request you to close the above-mentioned account and release the outstanding balance to me. I have attached the required documents, including the death certificate, nominee declaration form, and identity proof, for your reference and verification.
I understand the procedures involved in closing the account and assure you of my full cooperation during the process. Kindly let me know if any additional information or documentation is required from my end.
I humbly request you to expedite this process as I need to settle several financial matters of the deceased. I shall be grateful for your prompt assistance in this matter.
Thanking you.
Yours faithfully,
[Your Name]
[Your Address]
[Your Contact Number]
[Your Email Address]
Date: [Current Date]
HDFC Bank Account Termination Request Application
To,
The Branch Manager,
HDFC Bank,
[Branch Name],
[Branch Address],
Subject: Request for Account Termination
Dear Sir/Madam,
I, [Your Name], resident of [Your Address], am writing this application to request the termination of my bank account held in your branch. My account details are as follows:
Account Name: [Your Name]
Account Number: [Your Account Number]
Account Type: [Savings/Current]
Due to [reason for account closure], I have decided to close my account with your bank. I request you to kindly process this request at the earliest and release the remaining account balance as a demand draft or transfer it to my new bank account (details mentioned below) as per my preference.
New Bank Account Details (if required):
Bank Name: [New Bank Name]
Account Number: [New Account Number]
IFSC Code: [New Bank IFSC Code]
Please find enclosed any documents, cheque books, and debit cards related to this account. I understand that any outstanding dues, if any, will be adjusted against the account balance before closure.
I would like to thank you for the services provided by HDFC Bank during my association with the bank. Kindly acknowledge the receipt of this application and confirm the account termination.
Thank you.
Yours faithfully,
[Your Name]
[Your Contact Number]
[Your Email Address]
[Date]
Bank Account Cancellation Application Owing to Deceptive Fees and Charges
To,
The Branch Manager,
[Bank Name],
[Branch Address],
Subject: Bank Account Cancellation Application Owing to Deceptive Fees and Charges
Dear Sir/Madam,
I am writing this application to formally request the cancellation of my account (Account No: XXXXXXXXXX) with your esteemed bank due to deceptive fees and charges that I have been incurring on my account.
I have been a loyal customer of your bank since [year of account opening], and I have always admired your bank’s services and offerings. However, recently I have noticed multiple charges on my account, which were neither properly communicated nor clarified to me beforehand.
The fees in question include [mention the fees and charges] which, upon inquiry, seem to be inconsistent with the standard charges and fees presented to me when I opened the account. These unexpected and deceptive fees have caused me considerable financial strain and dissatisfaction as a customer.
As per my knowledge, I have never opted for any additional services that would warrant such charges. I believe that such practices are unjust and unacceptable. Therefore, I urge you to cancel my account with your bank immediately and provide me with a written confirmation of the same.
Before the account closure, I kindly request you to transfer the remaining balance to my alternate account in a different bank. I have provided the details below:
Account Holder Name: [Your Name]
Account Number: [Alternate Account Number]
Bank Name: [Alternate Bank Name]
Branch Address: [Alternate Bank Branch Address]
IFSC Code: [Alternate Bank IFSC Code]
I hope you will resolve this matter promptly and take necessary steps to prevent such deceptive fees and charges in the future. I appreciate your cooperation and assistance in this matter.
Thanking you.
Yours faithfully,
[Your Name]
[Your Address]
[City, PIN Code]
[Mobile Number]
[Email Address]
Canara Bank Account Cancellation Procedure Application
To,
The Branch Manager,
Canara Bank,
[Branch Name],
[Branch Address],
[City Name], [Postal Code]
Subject: Request for Account Cancellation
Dear Sir/Madam,
I, [Your Full Name], hold a savings/current account (Account Number: [Your Account Number]) in your esteemed bank at the [Branch Name] branch. Due to certain personal reasons, I would like to request the cancellation of my account with immediate effect.
I have cleared all the outstanding dues and transactions in my account as of [Current Date]. I understand that upon cancellation, I shall not be able to use any of the banking services associated with my account.
I request you to kindly initiate the account cancellation procedure and refund any remaining balance, if applicable, to my alternate account (Account Number: [Alternate Account Number], Bank Name: [Alternate Bank Name]) or provide me with a demand draft for the same.
Kindly acknowledge the receipt of this application and inform me once the account has been closed successfully.
Thank you for your attention to this matter, and I appreciate your prompt assistance.
Yours faithfully,
[Your Signature]
[Your Full Name]
[Your Address]
[Your Contact Number]
[Your Email ID]
PNB Bank Account Discontinuation Request Application
To,
The Branch Manager,
Punjab National Bank,
[Branch Name],
[Branch Address],
Subject: Request for Account Discontinuation
Respected Sir/Madam,
I, [Your Name], holding a Savings Bank Account (A/C No: xxxxxxxxxx) with your esteemed bank at the [Branch Name] branch, request you to kindly discontinue my bank account with immediate effect.
Due to certain personal reasons, I am no longer able to maintain my account with PNB. I have already withdrawn my remaining balance and have no outstanding dues or liabilities towards the bank.
I have attached my passbook, unused cheque leaves, and debit card along with this application. Kindly process my request at the earliest and provide me with a confirmation of the account closure.
Thanking you for your prompt assistance in this matter.
Yours faithfully,
[Your Name]
[Full Address]
[Contact Number]
[Email ID]
How to Write Bank Account Closure Request Application
Some writing tips to help you craft a better application:
- Write the application in a formal and polite tone.
- Mention the account holder’s name, account number, and contact details.
- Include the current date, as well as the date of account creation, if possible.
- State the reason for closing the account, and provide any relevant context.
- Request that any outstanding balance or interest be transferred to another account or paid via check or direct deposit.
- Verify personal information and provide identification, if required.
- Ask the bank to confirm receipt and action of the request in writing or via email.
- Include a signature at the end of the application.
- Address the application to the appropriate department or branch manager.
- Keep a copy of the application for personal records.
Related Topics:
- Casual Leave Application for Urgent Work Commitments
- Teaching Job Application in School/College
- Request for School Leaving Certificate Application Process
That’s it.
I am sure you will get some insights from here on how to write “bank account closure request application”. And to help further, you can also download all the above application samples as PDFs by clicking here.
And if you have any related queries, kindly feel free to let me know in the comments below.
